{"id":1667,"date":"2014-02-27T14:22:04","date_gmt":"2014-02-27T19:22:04","guid":{"rendered":"http:\/\/point2steve.com\/?p=1667"},"modified":"2014-02-27T14:40:39","modified_gmt":"2014-02-27T19:40:39","slug":"that-time-of-the-year-again-my-next-app-o-rama-aor","status":"publish","type":"post","link":"http:\/\/point2steve.com\/?p=1667","title":{"rendered":"That time of the year again! My next App-O-Rama (AOR)."},"content":{"rendered":"<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-1668\" alt=\"a\" src=\"http:\/\/point2steve.com\/wp-content\/uploads\/2014\/02\/a.jpg\" width=\"400\" height=\"300\" srcset=\"http:\/\/point2steve.com\/wp-content\/uploads\/2014\/02\/a.jpg 400w, http:\/\/point2steve.com\/wp-content\/uploads\/2014\/02\/a-150x112.jpg 150w, http:\/\/point2steve.com\/wp-content\/uploads\/2014\/02\/a-300x225.jpg 300w\" sizes=\"(max-width: 400px) 100vw, 400px\" \/><\/p>\n<p>First off for those of you who don&#8217;t know what an App-O-Rama (AOR) is, read <a href=\"http:\/\/point2steve.com\/?p=56\">here<\/a>.<\/p>\n<p>I&#8217;ve also posted about my previous AOR&#8217;s in these past posts (<a href=\"http:\/\/point2steve.com\/?p=802\">1<\/a> , <a href=\"http:\/\/point2steve.com\/?p=1324\">2<\/a> , <a href=\"http:\/\/point2steve.com\/?p=771\">3<\/a>). In link 2, I&#8217;ve included a reminder and break down per issuer and &#8220;rules&#8221; that apply to them.<\/p>\n<p>At this rate, I am doing about 3 AOR&#8217;s per year, specifically when nice sign up bonuses all line up. If you&#8217;re doing the math, that&#8217;s a lot of cards huh? If you&#8217;re wondering how that&#8217;s affected my credit score, read my post on credit <a href=\"http:\/\/point2steve.com\/?p=1102\">here<\/a>. I&#8217;m not going to tell you my exact credit score, but I will tell you that it&#8217;s still top tier credit. There&#8217;s no reason for me to really strive for anything above that.<\/p>\n<p>Usually one great sign up is the one that pushes me over the hump when deciding whether to apply or not. This time is no different. Here&#8217;s the line up:<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone  wp-image-1673\" alt=\"citi\" src=\"http:\/\/point2steve.com\/wp-content\/uploads\/2014\/02\/citi.jpg\" width=\"250\" height=\"178\" \/><br \/>\n<strong>1.\u00a0Citi Exec Mastercard &#8211; 100k<\/strong> (<a href=\"https:\/\/creditcards.citicards.com\/usc\/Travel\/AA\/2013\/q3\/Exec\/GA\/default.htm?BT_TX=1&amp;ProspectID=8289431BF5BC49478648B92A43DF07A8\">LINK<\/a>) &#8211; This offer is just absolutely fantastic and has been out for about a month now. I wrote about it <a href=\"http:\/\/point2steve.com\/?p=1619\">here <\/a>first and wish I had applied once the link was made public. What&#8217;s interesting is that some people are reporting success in churning the card already. I also wanted to note that the $200 statement credit seems to be good for anything, making the annual fee of $450 (not waived) much more bearable. Am I going to try to apply for a 2nd card? I&#8217;m really tempted to once the first miles post, but we\u00a0shall see\u00a0&amp; I will let you guys know if I do.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone  wp-image-1671\" alt=\"US-Bank-LifeMiles-Card\" src=\"http:\/\/point2steve.com\/wp-content\/uploads\/2014\/02\/US-Bank-LifeMiles-Card.jpg\" width=\"250\" height=\"199\" \/><br \/>\n<strong>2.\u00a0US Bank Avianca Lifemiles &#8211; 40k<\/strong> (<a href=\"http:\/\/www.lifemilesvisa.com\/credit\/offer.do?redirect=19839es&amp;lang=en\">LINK<\/a>)\u00a0&#8211; Who you ask?! I said the same thing the first time I heard about Avianca. I&#8217;ll tell you this &#8211;\u00a0Star Alliance, region based award travel, no fuel surcharges and a very generous award chart.\u00a0A general offer is 20k, and they had emailed me a link for 40k which also seems public. Curious as to what the 40k can get you? Sign up for an account (for free) <a href=\"http:\/\/www.lifemiles.com\/index.aspx\">here<\/a>. You&#8217;ll then be able to do some test routing to see how much award travel will cost you with Lifemiles. You might be surprised at what you find. \ud83d\ude42<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone  wp-image-1672\" alt=\"Chase_Sapphire_Preferred_Card_Art-June_2012\" src=\"http:\/\/point2steve.com\/wp-content\/uploads\/2014\/02\/Chase_Sapphire_Preferred_Card_Art-June_2012.jpg\" width=\"250\" height=\"282\" \/><br \/>\n<strong>3.\u00a0Chase Sapphire Preferred &#8211; 45k &#8211;<\/strong> This is a card I&#8217;ve never had before and since I&#8217;m doing an AOR, there&#8217;s no reason not to add another free 45k miles to my UR account. I&#8217;ve advised my readers in the past to plan ahead a little and bank some miles so that when you need them, you don&#8217;t have to go through the application process. I have a link for this card in my <a href=\"http:\/\/point2steve.com\/?page_id=928\">credit cards<\/a> page if you&#8217;re interested.<\/p>\n<p><em>In full disclosure, I do NOT receive any commission or guarantee the links for the Citi 100k or Avianca 40k offers. They are public links that seem to have worked for others and myself. I do receive a commission for the Chase Sapphire Preferred card though my <a href=\"http:\/\/point2steve.com\/?page_id=928\">credit cards <\/a>sign up page if you do use that one. This link is guaranteed and I do appreciate it if you use it. I posted my policy on having readers use my links <a href=\"http:\/\/point2steve.com\/?p=1598\">here<\/a>, but in a nutshell, I only want you to use them if it&#8217;s the best offer out there.<\/em><\/p>\n<p>After meeting all spending requirements (with the help of <a href=\"http:\/\/point2steve.com\/?p=1201\">manufactured spending<\/a>), it looks like I&#8217;ll have another 200k points in my accounts. I don&#8217;t really have a trip planned at this point (how sad is that?) but I&#8217;ll know my points will be in order when it&#8217;s time to book the next one. I&#8217;ve mentioned before that I don&#8217;t usually sign up for a card unless I&#8217;m getting $400+ value out of it. In these 3 cards combined I see at very least $2000 in value.<\/p>\n<p>Again, thanks to all my readers (old and new). This past week alone I&#8217;ve heard from a few more\u00a0people who either just discovered my blog,\u00a0wanted to reach\u00a0out to say thank you, or tell me they used my links for signing up for a card. It&#8217;s all really inspiring to see how many people this touches and I&#8217;m trying to think of ways to give more to my readers. Maybe another giveaway is in order.<\/p>\n<p>Also, one of the best things that&#8217;s resulted from Point2Steve is that it&#8217;s brought me a lot closer to people who share the same passion for travel (which is a lot of you). Day after day I see posts in social media of friends either going on vacation, or wishing they were. Hopefully I&#8217;ve made it easier for you to do so.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>First off for those of you who don&#8217;t know what an App-O-Rama (AOR) is, read here. I&#8217;ve also posted about my previous AOR&#8217;s in these past posts (1 , 2 , 3). In link 2, I&#8217;ve included a reminder and break down per issuer and &#8220;rules&#8221; that apply to them. &#8230;<\/p>\n","protected":false},"author":1,"featured_media":1668,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"footnotes":""},"categories":[32,4,13,21],"tags":[],"class_list":["post-1667","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-advice","category-chase","category-citi","category-us-bank","column","twocol","has-thumbnail"],"_links":{"self":[{"href":"http:\/\/point2steve.com\/index.php?rest_route=\/wp\/v2\/posts\/1667"}],"collection":[{"href":"http:\/\/point2steve.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/point2steve.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/point2steve.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/point2steve.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=1667"}],"version-history":[{"count":14,"href":"http:\/\/point2steve.com\/index.php?rest_route=\/wp\/v2\/posts\/1667\/revisions"}],"predecessor-version":[{"id":1687,"href":"http:\/\/point2steve.com\/index.php?rest_route=\/wp\/v2\/posts\/1667\/revisions\/1687"}],"wp:featuredmedia":[{"embeddable":true,"href":"http:\/\/point2steve.com\/index.php?rest_route=\/wp\/v2\/media\/1668"}],"wp:attachment":[{"href":"http:\/\/point2steve.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=1667"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/point2steve.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=1667"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/point2steve.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=1667"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}